Live Off Dividends.
Build The King.
Own funds that pay you cash every month. Reinvest what you don't spend. Watch a kingdom rise on real money.
💡 HOW THIS STYLE OF INVESTING WORKS
The whole strategy, in three beats
You buy funds that pay rent
Income ETFs are baskets of real companies engineered to pay cash every month — like owning buildings full of tenants, without fixing a single toilet.
The cash is real
Distributions land in your account on schedule. Spend them, or feed them back.
Reinvested cash snowballs
Every dollar you feed back buys more shares that pay more cash. The tithe routes it into the 👑 King — pure S&P 500 compounding.
⚖️ High yield carries real risk — distributions get cut, prices fall. That's exactly why the army has three classes: ⚔️ Attack earns hard, 🛡️ Defense holds the line. Education, not investment advice.
🗺️ ONE PATH, TWO WORLDS
Your real-money milestones ARE your hero's story
Your first dollar goes in
You open the app, you invest something — anything.
IN GAMEA Castellan is sworn in
Chapter I begins. The courtyard is yours.
A fund pays you for the first time
Actual cash, deposited while you slept.
IN GAMEYour first soldier pays tribute
The holding earns XP. The army stirs.
Your money earns a paycheck of its own
$100/mo of income that nobody worked for.
IN GAMEChapters up — the Town opens
Quests, the Duel, the Derby, the Bard's songs.
Reinvesting on autopilot
Attack, Midfield, Defense in balance; the tithe flows monthly.
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IN GAMEThe King fattens
Every fed dollar compounds. His tiers climb with your future.
Milestones only real money can earn
Net-worth marks, income marks — the ones that change your life.
IN GAME👑 Ascension
Badge trees that unlock ONLY from real progress. Monuments, not trophies.
⚔️ YOUR ARMY TODAY
Live, from your real portfolio
👑 THE FAT KING
VFV / VOO — S&P 500
The King doesn't pay you much. The King GROWS. Pure S&P 500 compounding over time. No covered calls, no leverage, no income tricks. Your long-term growth engine.
🎮 INSIDE INCOMERPG
Where your portfolio becomes a world
📜 THE FULL CODEX
Every rule of the system — open what you're curious about
👑 The Fat King & the Tithe
The Fat King is your long-term growth engine. No covered calls, no leverage, no income tricks. Just pure S&P 500 compounding over time. VFV (Canadian listed) or VOO (US listed) — same thing underneath. The King doesn't pay you much. The King GROWS. 📈
| Slider | 👑 Fed to the King | 🔄 You Keep (DRIP / Spend) |
|---|---|---|
| 💀 Starve (0%) | Nothing | 100% of dividends |
| ⚖️ Balanced (50%) | Half your dividends | The other half |
| 👑 Feast (100%) | Every dividend dollar | Nothing — it all compounds |
💡 The Feed / Starve The King slider sets a single percentage of your total dividend income. Because it's a flat share, your highest-yield positions naturally feed the King the most dollars. Adjust it live on the Calculator tab.
🔥 Where the King's food comes from
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⚔️ Attack — biggest contributor
Your highest-yield, highest-risk positions produce the most dividend income — so at any slider setting they hand the King the largest share of dollars. Your riskiest holdings do the heavy lifting. 🔥
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🏃 Commander — the middle
Balanced yield means a solid, steady contribution — neither the loudest nor the quietest earner in your lineup. ⚽
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🛡️ Defensive — smallest contributor
Your safest, lowest-yield holdings earn the least income, so they feed the King the fewest dollars — but they're the reason you sleep well. 😴
These shares are illustrative — your real split depends on how much income each position actually produces. See the exact per-holding breakdown on the Calculator tab.
🧠 The genius of the system
One dial: choose exactly how much of your dividend income compounds vs. how much you keep.
Your high-yield Attackers earn the most — so they feed the King's growth engine the hardest.
Every dollar fed to the King buys pure S&P 500 compounding — no income tricks, just time.
Feast to grow your future fastest, or Starve to take the cash today. Your call, any time.
📖 Position definitions
⚔️ Attack
Highest yield, highest volatility, highest risk. These are your income engines. Single-stock or sector-concentrated, often leveraged, distributions can be massive but unpredictable. Price can swing hard in both directions. You hold these because the income potential outweighs the ride. Crashes can actually mean bigger payouts. 🔥
🏃 Commander (Midfield)
The balance point. Solid yield without the white-knuckle volatility of Attack. Broad index or multi-sector underneath gives stability, but leverage or sector tilt keeps the income flowing well above typical ETFs. Goes both ways but won't give you a heart attack. ⚽
🛡️ Defensive
Your foundation. Lower yield relative to the rest of your lineup, but proven, stable, and resilient. Sector matters here — utilities, financials, blue chips. Price tends to hold up better in downturns. Some price growth alongside the income. You sleep well holding these. 😴
📋 Reference chart — every holding & its role
| Position | ETF | Yield | Monthly Dist. | Risk Signal |
|---|
Crunch Your Numbers
Enter your holdings data below — edit anything, add holdings, and watch every tab update. Data saves automatically to your browser.
💰 Your Dividend Income
What your holdings pay you — at every cadence.
⚔️ Earnings by Holding
Every soldier's tribute — highest earner first.
👑 FEED THE KING — BREAKDOWN
| Position | ETF | Annual Income | 👑 Tithe % | Annual → King | Kept |
|---|
🎯 Dividend Goal
When will your dividends cover your goal?
📌 Projection at your current yield with dividends reinvested — an estimate, not a guarantee.
📈 Portfolio Stats
Live view — the whole kingdom, or one holding at a time.
Unrealized gain/loss = today's live value − total invested. Total invested is your book cost, so it runs a little above net deposits (reinvested dividends bought shares too).
🎯 Portfolio Goal
Live progress toward your target.
📌 From contributions + reinvested dividends at your current yield (excludes price growth) — an estimate, not a guarantee.
📊 Your Spreadsheet
Edit anything — every stat updates live and saves automatically.
Level Up Your Kingdom
Every dollar invested levels up your characters. Tap an Invest button to power them up, or edit holdings in the Calculator — your army grows with your real money. No timers, no fakery.
THE HALL OF HEROES
Every holding, forged as a collectible card. Grab them, spin them, stage the ceremonies.