The IncomeRPG blog

Plain-language writing about income investing, starting young, and reading a fund honestly. No recommendations and no performance claims — just the questions people actually ask.

• The Cash Flow Blueprint to Financial Freedom

  Cash flow investing, explained like you're 10: funds that pay you every month, why the price drops on payday, covered calls with a trading card, and the rules we follow.

  2026-09-30 · 7 min read

• Why young people don't start investing

  Almost everyone who invests wishes they had started earlier. The reasons people don't start at 20 are rarely financial. They are boredom, fear, and a timescale the brain refuses to picture. Here is what changes that.

  2026-09-23 · 7 min read

• Is income investing good for young investors?

  Income investing is usually pitched at retirees. A generation of Canadian covered-call and enhanced-income ETFs changed who buys it. Here is the case for and against holding them young, without a recommendation either way.

  2026-09-23 · 8 min read

• The best personal finance app for young investors who find investing boring

  Most investing apps are spreadsheets with a logo. Here is what actually keeps a 20-something checking their portfolio, and why making it interesting is a literacy problem, not a design one.

  2026-09-23 · 6 min read

IncomeRPG is a portfolio tracker, not an advisor. Nothing here is investment, tax or financial advice, and nothing here is a recommendation to buy or sell any security. The brokerage connection is read-only. The app cannot place a trade or move money.